Insurance and legal questions are the bit most trade websites skip — usually because they were written by marketers, not tradespeople. The guides below explain public liability cover, employers liability, van insurance, and the contracts you need before turning up to a job.
30 guides
Compare the three main types of trade insurance in the UK — public liability, employers liability, and professional indemnity — and find out which ones you need.
Professional indemnity insurance for tradespeople explained: what it covers, who needs it, how much it costs in the UK, and how it differs from public liability.
What does public liability insurance cover for bathroom fitters, how much does it cost, and do you need it? Complete UK guide for 2026.
What public liability insurance costs for drainage specialists in the UK, what it covers, which scenarios it protects against, and what else you'll need.
What public liability insurance costs for landscapers in the UK, what it covers, how hard landscaping changes your risk, and what other policies you need.
What public liability insurance costs for scaffolders in the UK, what it covers, how much cover you need, and what else sits alongside it. 2026 guide.
What public liability insurance costs for bricklayers, what it covers, how much you need, and what else belongs alongside it. UK guide for 2026.
Public liability insurance costs for plasterers in the UK: what's covered, how much you need, and how to get the best price. 2026 guide.
What does public liability insurance cover for tilers, how much does it cost, and do you actually need it? Full UK guide for 2026.
What PLI covers for window fitters, how much it costs, and what level of cover you need. Practical UK guide with 2026 pricing from real providers.
Tool insurance for tradespeople explained: what's covered, what's excluded, average costs, and how to avoid the most common claim pitfalls in 2026.
What public liability insurance costs for gas engineers in the UK, what it covers, Gas Safe requirements, and what other policies you need alongside it.
The complete health and safety checklist for UK tradespeople. Covers your legal duties under HSWA, risk assessments, PPE, COSHH, RIDDOR, and the penalties for getting it wrong.
How to complete your HMRC Self Assessment tax return as a UK tradesperson. Covers deadlines, allowable expenses, CIS deductions, and the 2026 MTD changes.
VAT explained for UK tradespeople: registration threshold, VAT rates on building work, the flat rate scheme, and the domestic reverse charge explained.
What public liability insurance covers for UK joiners, including product liability for bespoke items, workshop risks, and what it costs. 2026 guide.
What public liability insurance costs for handymen in the UK, what it covers, which tasks it includes, and what to watch out for as a generalist trade.
Employers liability insurance for builders explained: who legally needs it, what it covers, what it costs, and the subcontractor rules that catch builders out.
Employers liability insurance explained for UK tradespeople: who legally needs it, what it covers, what it costs across different trades, and how to get it right.
Employers liability insurance for roofers explained: who legally needs it, what it covers, what it costs, and the subcontractor rules that catch roofers out.
What public liability insurance costs for painters and decorators in the UK, what it covers, key risks, and what other policies you need.
Van insurance for tradespeople explained: use classes, cover types, typical costs, what's not covered, and practical ways to cut your premium in 2026.
Employers liability insurance for electricians explained: who legally needs it, what it covers, how much it costs, and the fine for not having it.
Employers liability insurance for plumbers explained: who legally needs it, what it covers, how much it costs, and the subcontractor rules that catch many out.
What public liability insurance costs for UK carpenters, what it covers, what it won't, and which other policies a self-employed joiner actually needs.
What public liability insurance costs for gardeners in the UK, what it covers, whether you need it, and what else to consider alongside it.
What public liability insurance costs for roofers in the UK, what it covers, how much you need, and what else sits alongside it. UK-specific guide.
What public liability insurance costs for electricians in the UK, what it covers, how much you need, and what other policies a self-employed electrician requires.
What public liability insurance costs for plumbers in the UK, what it covers, how much you need, and what other policies sit alongside it.
What public liability insurance costs for builders in the UK, what it covers, how much cover you need, and what other insurance you'll need alongside it.
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